Risk management and insurance on the 4th qiantangjiang river bridge project 风险管理与保险在钱江四桥工程中的应用
Risk management and insurance 风险处理和保险
Project management of international engineering - risk management and insurance of international engineering 国际工程风险管理与保险
James s . trieschmann , sandra g . gustavson etc . , risk management and insurance , peking university press , 2003 庹国柱主编: 《保险学》 ,首都经济贸易大学出版社, 2005年版。
This article is based on the principles of risk management and insurance . it insights into the interrelationship among risk , insurable interest and such important factors as insurance value in mortgage insurance , explains the asymmetry of risk assumed and relevant coverage , shows the brand new concept of ratio of real estate insurance value , argues the application of replacement less depreciation approach to the valuation of insurance value in mortgage insurance , and analyzes the valued policy and moral hazard in real estate insurance 本文基于风险与保险基本原理和不动产估价原则,结合保险发达国家不动产保险实务和我国抵押贷款相关险种保单条款,深入剖析住房抵押贷款保险的风险、可保利益、保险价值等要素的内在联系以及现行保险条款中风险与保险责任不对称的原因,提出了不动产保险价值比率的全新概念,论证了住房抵押贷款的保险价值评估适用抵押房屋重置价值的观点,并对不动产保险中定值保单和道德风险进行了探讨。